There are times when you just can’t catch a break. You have considerable debt and your income isn’t going to be able to cover your incoming bills. You know it’s only a matter of time prior to the repossessions and a foreclosure comes. To make matters worse, credit collectors are calling your home or office on a daily basis. If you’re in a scenario like this, Chapter 7 or Chapter 13 bankruptcy may be your best choice. Lawyer Ryan Peterson is a Denver CO bankruptcy attorney who helps his customers totally free themselves from the advances of aggressive lenders. Contact him today.